Schaefer Denture Clinic

Dentures Might Cost Less Than You Expect

Government programs like the CDCP may cover part of your denture costs, but most likely not all of the cost. Let’s check what support might apply to you.

Why We Made This Guide: Denture Costs and How to Get Help

Dentures are a big step—and often a big cost. But there’s more help available than many people realize.

From the federal Canadian Dental Care Plan (CDCP) to Alberta’s Seniors and Adult Health Benefits, you may be eligible for support that covers some or all of your denture needs.

Our role? Helping you figure out what applies to you and how to take the next step—without pressure or sales tactics.

What Are My Options for Covering Denture Costs?

Here are some of the most common ways denture costs can be reduced or covered in Alberta and across Canada:

The Canadian Dental Care Plan: What It Covers and How It Works

The Canadian Dental Care Plan (CDCP) is a federal program offering financial assistance for eligible Canadians who don’t have private dental insurance.

Income-Based Co-Payment Breakdown

  • Under $70,000: 100% of allowed amounts are covered
  • $70,000–$79,999: 60% of allowed amounts are covered
  • $80,000–$89,999: 40% of allowed amounts are covered

What’s Has Coverage?

  • Standard dentures
  • Immediate dentures
  • Partial dentures
  • Exams and adjustments

Who Qualifies

  • Canadian residents without private dental coverage
  • Household income under $90,000
  • Applicants must have filed a tax return in the previous year

How to Apply

  • Apply directly through the Government of Canada’s online portal. You’ll need your SIN and tax information.
  • We accept Canadian Dental Care Plan, at our clinic and can guide you through every step—from checking eligibility to completing your application.

Alberta Programs for Seniors and Low-Income Adults

Alberta offers two helpful options for denture coverage:

Alberta Adult Health Benefit

  • For low-income Albertans (18–64) who don’t qualify for other aid
  • Covers basic denture services, including repairs and replacements

Dental and Optical Assistance for Seniors

  • Available to Alberta residents aged 65+
  • Coverage based on household income and assets
  • Includes full and partial dentures, relines, and adjustments
These Alberta programs offer government help for dentures to eligible seniors and low-income adults. This low-income program pays for half the cost of treatment.

And as a service to the community, we write off the other half of the cost. However, sometimes there can be delays or a waitlist for treatment with this coverage.

Not sure which program fits?

We’ll help confirm eligibility and help you figure out the paperwork — at no cost to you.

If You’re Not Covered by a Program, You Still Have Options

Even if you don’t qualify for government help for dentures, there are still ways to reduce costs:

Ways to reduce costs

We can refer you to local support, like the Alberta Dental Foundation

Flexible payment plans are available

We accept private insurance and can direct bill many providers

We’ll walk through every option with you, with no obligations.


Ask us about flexible payment plans or referrals to programs like the Alberta Dental Foundation.

How Schaefer Helps With Denture Coverage in Alberta

We’ll walk you through CDCP applications, Alberta benefit programs, and even private insurance steps — at your pace, with no pressure. Think of us as your denture care team, not a sales team.

We support patients with:

A welcoming, pressure-free environment

Clear, honest answers to all your questions

Guidance with forms and paperwork

Eligibility checks for Canadian Dental Care Plan dentures

Why am I not fully covered?

We often hear: “I thought my plan covered 100%—why do I still have to pay out of pocket?”

The short answer is: insurance coverage is based on their pricing, not on the actual current cost of dentures.

For example, the Canadian Dental Care Plan (CDCP) says it covers 100% for lower incomes—but that’s 100% of their fee guide, which is often 10–15 years behind today’s actual denture costs. The result? There’s a gap between what insurance pays and what clinics charge, especially when using higher-quality materials or personalized care.

Here’s what that means for you

You’re not alone. This is a common experience—even for people who qualify for 100% CDCP coverage.

The better your dentures fit, feel, and last, the more likely some of the cost won’t be included in the insurance’s allowed rates.

You may still have to pay part of the cost, even if your plan claims to cover everything.

We’ll help you understand what’s covered, what’s not, and how to close the gap—whether that’s through program support, payment plans, or community resources.

Let’s See What Support You Can Access

We’ll guide you through your coverage options — no stress, no pressure.

Learn More About Dentures and Dental Coverage

Explore helpful articles on CDCP updates, denture care tips, and how to get coverage in Alberta.

Frequently Asked Questions

What’s the first step if I think I qualify for CDCP?
Start by checking the federal eligibility tool. If you’re unsure, we can help walk you through it.
Most applicants receive confirmation within a few weeks of applying.
We offer payment plans and other resources. Your care doesn’t stop at “no.”
Yes. Let’s talk about what works best for you during your free consultation.

Discover the Support Options Available to You!

Let us help you explore your coverage choices — easy and relaxed, just the way it should be.

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